tag:blogger.com,1999:blog-272464382011-12-14T16:41:10.266-10:00MisterRayhttp://www.blogger.com/profile/13734729799736716611noreply@blogger.comBlogger21100tag:blogger.com,1999:blog-27246438.post-1146283340147458412006-04-28T17:52:00.000-10:002006-04-28T18:02:20.163-10:00<p>(or "Don't bother me! Apply online instead!")</p><p>Applying online for a mortgage is very fast and easy. Just make sure of a few things before you start to look for places to apply to. Here are some tips to keep in mind when searching for a mortgage company to help you online: </p><ol><li>Apply with many different brokers, but make sure the online application or inquiry that you fill out will not allow them to pull your credit - If they ask you to describe your credit, it is likely that the broker is not going to pull it. If you enter your social security number, it is likely that they will pull your credit. If you do not enter your social security number, usually, that makes it so that they cannot pull your credit. They eventually will need to pull your credit, but you want to make sure you have narrowed down the broker that you want to work with before they pull your credit. </li><li>Enter the information on your application accurately ? If you are not accurate on your application, this will slow down the approval process. State your income accurately. Sometimes people will inflate their income on their application in hopes that this will help their approval process. What this does is give the broker a false sense of your situation. The mortgage application and approval process will go much smoother if you are accurate in stating your income and assets and credit history before you get into the approval process. </li><li>Determine if the company you are applying with is reputable ? Ask yourself a few questions about the website you are on. Does it look professionally made? Is there contact information available? What kind? On the application or inquiry you are filling out, look in the web address bar and see if the page you are on starts with "https" instead of "http" The "s" means that the page is secure. Is the company affiliated with other companies? Did you find the company from a recommendation from another site? Analyze these factors before you apply. They are not guarantees, but they can help you avoid submitting your information to companies or websites that are not legitimate. </li></ol><p>For reliable nationwide companies, check out these links:</p><ol> <li><a href="http://www.dpbolvw.net/click-2007273-10410933" target="_blank" onmouseover="window.status='http://www.hfc.com';return true;" onmouseout="window.status=' ';return true;">Apply for an HFC Home Loan</a><img src="http://www.tqlkg.com/image-2007273-10410933" width="1" height="1" border="0"> </li> <li><a href="http://www.kqzyfj.com/click-2007273-10410935" target="_blank" onmouseover="window.status='http://www.hfc.com';return true;" onmouseout="window.status=' ';return true;">Apply for a Beneficial Home Loan</a><img src="http://www.ftjcfx.com/image-2007273-10410935" width="1" height="1" border="0"> </li> <li><a href="http://www.anrdoezrs.net/click-2007273-10297445" target="_blank" onmouseover="window.status='http://www.moneysearch.com';return true;" onmouseout="window.status=' ';return true;">Free Mortgage Quotes - Apply Now!</a><img src="http://www.lduhtrp.net/image-2007273-10297445" width="1" height="1" border="0"> </li> <li>About to Purchase a New Home? <a href="http://www.jdoqocy.com/click-2007273-10393333" target="_blank" onmouseover="window.status='http://www.savings.com';return true;" onmouseout="window.status=' ';return true;">Up to 4 free quotes now!</a><img src="http://www.tqlkg.com/image-2007273-10393333" width="1" height="1" border="0"> </li> </ol><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/27246438-114628334014745841?l=mortgage-loan-officer.blogspot.com' alt='' /></div>MisterRayhttp://www.blogger.com/profile/13734729799736716611noreply@blogger.com0tag:blogger.com,1999:blog-27246438.post-1146281796791010822006-04-28T17:30:00.000-10:002006-04-28T17:36:36.796-10:00"I want to buy a new home." "Okay. Let's get some information first. This is your first home purchase, correct?" "Yes." "And you ARE at least 18 years old, correct?" "Well ... not exactly." "And, what do your PARENTS think about you coming in here to apply for a mortgage?" "Well, they said that if I could get approved for a mortgage, they'd help me with the down payment. But they said, I had to do the whole mortgage loan application process myself. No help from them." "So ... exactly how old ARE you?" "I'll be 13 next week."<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/27246438-114628179679101082?l=mortgage-loan-officer.blogspot.com' alt='' /></div>MisterRayhttp://www.blogger.com/profile/13734729799736716611noreply@blogger.com0